中(zhong)(zhong)(zhong)國(guo)(guo)(guo)民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)銀(yin)行(xing)(xing)(xing)(xing)(xing)于(yu)1996年(nian)(nian)1月(yue)12日(ri)在(zai)(zai)(zai)北(bei)(bei)京正式成(cheng)立，是中(zhong)(zhong)(zhong)國(guo)(guo)(guo)第(di)一家(jia)主(zhu)要(yao)(yao)由(you)民(min)(min)(min)(min)(min)(min)(min)營(ying)(ying)企業(ye)(ye)(ye)發(fa)起設(she)立的(de)全(quan)國(guo)(guo)(guo)性(xing)股份(fen)制商(shang)業(ye)(ye)(ye)銀(yin)行(xing)(xing)(xing)(xing)(xing)。中(zhong)(zhong)(zhong)國(guo)(guo)(guo)民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)銀(yin)行(xing)(xing)(xing)(xing)(xing)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)（以(yi)(yi)下簡稱民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)）成(cheng)立于(yu)2003年(nian)(nian)底，是直屬于(yu)民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)銀(yin)行(xing)(xing)(xing)(xing)(xing)總(zong)行(xing)(xing)(xing)(xing)(xing)的(de)獨立事業(ye)(ye)(ye)部(bu)，在(zai)(zai)(zai)總(zong)行(xing)(xing)(xing)(xing)(xing)授權范圍內實行(xing)(xing)(xing)(xing)(xing)獨立運(yun)營(ying)(ying)、獨立核算、公司化的(de)經(jing)營(ying)(ying)體制，也(ye)(ye)是經(jing)中(zhong)(zhong)(zhong)國(guo)(guo)(guo)銀(yin)保監會(hui)批(pi)(pi)準的(de)國(guo)(guo)(guo)內首(shou)批(pi)(pi)分(fen)(fen)(fen)行(xing)(xing)(xing)(xing)(xing)級(ji)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)專營(ying)(ying)機(ji)(ji)構之(zhi)(zhi)(zhi)一。 民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)總(zong)部(bu)在(zai)(zai)(zai)北(bei)(bei)京，目(mu)前(qian)(qian)設(she)有(you)24個(ge)總(zong)部(bu)部(bu)門、1個(ge)（成(cheng)都）后(hou)臺(tai)運(yun)營(ying)(ying)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)、6家(jia)區(qu)域分(fen)(fen)(fen)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)、42家(jia)一級(ji)分(fen)(fen)(fen)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)、64家(jia)二級(ji)分(fen)(fen)(fen)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)。民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)打造(zao)了一支高(gao)學(xue)歷、高(gao)素(su)質(zhi)、年(nian)(nian)輕化的(de)專業(ye)(ye)(ye)團隊，擁有(you)員工近萬(wan)名(ming)。 2005年(nian)(nian)6月(yue)16日(ri)，首(shou)張(zhang)民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)在(zai)(zai)(zai)人(ren)民(min)(min)(min)(min)(min)(min)(min)大(da)會(hui)堂正式發(fa)行(xing)(xing)(xing)(xing)(xing)。十五年(nian)(nian)來(lai)，在(zai)(zai)(zai)總(zong)行(xing)(xing)(xing)(xing)(xing)黨(dang)委(wei)和(he)(he)董事會(hui)的(de)戰略指(zhi)引下，民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)始終堅(jian)持(chi)“以(yi)(yi)客(ke)戶(hu)為(wei)(wei)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)、以(yi)(yi)市場為(wei)(wei)導(dao)向(xiang)、以(yi)(yi)創新為(wei)(wei)靈魂”的(de)經(jing)營(ying)(ying)理念，在(zai)(zai)(zai)產(chan)品(pin)(pin)(pin)(pin)(pin)、服務(wu)(wu)(wu)(wu)、營(ying)(ying)銷、品(pin)(pin)(pin)(pin)(pin)牌(pai)(pai)、管理等(deng)(deng)(deng)方面持(chi)續創新，業(ye)(ye)(ye)績指(zhi)標(biao)實現(xian)穩(wen)健增(zeng)長，品(pin)(pin)(pin)(pin)(pin)牌(pai)(pai)特色(se)與(yu)競爭(zheng)優勢不斷(duan)加強(qiang)，已(yi)(yi)經(jing)成(cheng)為(wei)(wei)零(ling)售(shou)板(ban)塊(kuai)重(zhong)要(yao)(yao)的(de)創利業(ye)(ye)(ye)務(wu)(wu)(wu)(wu)單元(yuan)。截至目(mu)前(qian)(qian)，民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)累計發(fa)卡(ka)(ka)(ka)(ka)(ka)量(liang)突破6000萬(wan)張(zhang)，貸款余(yu)(yu)額超4500億(yi)元(yuan)，居全(quan)國(guo)(guo)(guo)股份(fen)制商(shang)業(ye)(ye)(ye)銀(yin)行(xing)(xing)(xing)(xing)(xing)前(qian)(qian)列(lie)，已(yi)(yi)成(cheng)為(wei)(wei)最具競爭(zheng)力(li)(li)和(he)(he)服務(wu)(wu)(wu)(wu)能力(li)(li)的(de)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)品(pin)(pin)(pin)(pin)(pin)牌(pai)(pai)之(zhi)(zhi)(zhi)一。 十五年(nian)(nian)來(lai)，民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)深化客(ke)群細分(fen)(fen)(fen)經(jing)營(ying)(ying)，持(chi)續完善產(chan)品(pin)(pin)(pin)(pin)(pin)矩陣，先(xian)后(hou)發(fa)行(xing)(xing)(xing)(xing)(xing)了百余(yu)(yu)款個(ge)性(xing)鮮(xian)明的(de)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)產(chan)品(pin)(pin)(pin)(pin)(pin)，在(zai)(zai)(zai)行(xing)(xing)(xing)(xing)(xing)業(ye)(ye)(ye)和(he)(he)客(ke)戶(hu)中(zhong)(zhong)(zhong)間形成(cheng)了廣泛影響(xiang)，獲(huo)得(de)社會(hui)各(ge)界(jie)各(ge)類(lei)獎(jiang)項(xiang)百余(yu)(yu)次。其中(zhong)(zhong)(zhong)，“民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)小微普惠信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)”“民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)女人(ren)花信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)”“民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)故宮文創主(zhu)題信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)”“民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)國(guo)(guo)(guo)寶系列(lie)主(zhu)題信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)”等(deng)(deng)(deng)特色(se)產(chan)品(pin)(pin)(pin)(pin)(pin)廣受好評，多(duo)(duo)項(xiang)產(chan)品(pin)(pin)(pin)(pin)(pin)得(de)到(dao)專業(ye)(ye)(ye)評選機(ji)(ji)構認可，獲(huo)得(de)包括國(guo)(guo)(guo)際制卡(ka)(ka)(ka)(ka)(ka)商(shang)協會(hui)(ICMA)頒發(fa)的(de)被稱為(wei)(wei)全(quan)球制卡(ka)(ka)(ka)(ka)(ka)界(jie)“奧斯卡(ka)(ka)(ka)(ka)(ka)”的(de)依(yi)蘭獎(jiang)(?lan)在(zai)(zai)(zai)內的(de)諸多(duo)(duo)殊榮。2018年(nian)(nian)，民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)發(fa)布全(quan)新品(pin)(pin)(pin)(pin)(pin)牌(pai)(pai)口號“信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)任(ren)長在(zai)(zai)(zai)”，體現(xian)民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)秉承誠信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)之(zhi)(zhi)(zhi)道，將(jiang)誠信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)的(de)價值觀作為(wei)(wei)企業(ye)(ye)(ye)立于(yu)市場的(de)根本(ben)法寶，既是對(dui)持(chi)卡(ka)(ka)(ka)(ka)(ka)人(ren)和(he)(he)廣大(da)消費(fei)者的(de)莊嚴(yan)承諾，也(ye)(ye)是對(dui)自身未(wei)來(lai)發(fa)展(zhan)的(de)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)心(xin)(xin)(xin)和(he)(he)要(yao)(yao)求。 十五年(nian)(nian)來(lai)，民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)堅(jian)持(chi)以(yi)(yi)感恩之(zhi)(zhi)(zhi)心(xin)(xin)(xin)回饋(kui)社會(hui)，積極履行(xing)(xing)(xing)(xing)(xing)金融(rong)企業(ye)(ye)(ye)的(de)責任(ren)擔當。2008年(nian)(nian)，民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)積極援(yuan)助在(zai)(zai)(zai)“5 ·12”汶(wen)川大(da)地震中(zhong)(zhong)(zhong)受災嚴(yan)重(zhong)的(de)小學(xue)，后(hou)命名(ming)為(wei)(wei)“民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)·翠竹(zhu)希望小學(xue)”。除(chu)為(wei)(wei)希望小學(xue)建(jian)造(zao)基礎(chu)設(she)施、捐(juan)書捐(juan)物外，民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)還選派了17批(pi)(pi)次50人(ren)次的(de)優秀員工前(qian)(qian)往小學(xue)進(jin)行(xing)(xing)(xing)(xing)(xing)支教，為(wei)(wei)大(da)山(shan)中(zhong)(zhong)(zhong)的(de)孩子(zi)架起與(yu)外界(jie)文化交(jiao)流的(de)橋梁。2014年(nian)(nian)開(kai)始，民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)一直代(dai)表總(zong)行(xing)(xing)(xing)(xing)(xing)代(dai)建(jian)代(dai)維(wei)外交(jiao)部(bu)建(jian)立的(de)全(quan)球領事保護與(yu)服務(wu)(wu)(wu)(wu)應急呼叫中(zhong)(zhong)(zhong)心(xin)(xin)(xin)，以(yi)(yi)“12308”為(wei)(wei)統一接入(ru)號碼，全(quan)天候(hou)、零(ling)時差、無障礙(ai)地向(xiang)海外中(zhong)(zhong)(zhong)國(guo)(guo)(guo)公民(min)(min)(min)(min)(min)(min)(min)提供熱情、專業(ye)(ye)(ye)、高(gao)效(xiao)的(de)領事保護與(yu)服務(wu)(wu)(wu)(wu)。 展(zhan)望未(wei)來(lai)，任(ren)重(zhong)道遠。面對(dui)新的(de)機(ji)(ji)遇(yu)和(he)(he)挑戰，民(min)(min)(min)(min)(min)(min)(min)生(sheng)(sheng)(sheng)(sheng)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)中(zhong)(zhong)(zhong)心(xin)(xin)(xin)將(jiang)在(zai)(zai)(zai)總(zong)行(xing)(xing)(xing)(xing)(xing)黨(dang)委(wei)和(he)(he)董事會(hui)的(de)堅(jian)強(qiang)領導(dao)和(he)(he)大(da)力(li)(li)支持(chi)下，繼續拼搏進(jin)取，深化改(gai)革轉型，通過(guo)科技(ji)數據(ju)驅動、場景生(sheng)(sheng)(sheng)(sheng)態建(jian)設(she)、產(chan)品(pin)(pin)(pin)(pin)(pin)業(ye)(ye)(ye)務(wu)(wu)(wu)(wu)創新、組織效(xiao)能提升等(deng)(deng)(deng)舉措，推進(jin)向(xiang)高(gao)質(zhi)量(liang)、高(gao)效(xiao)率(lv)、高(gao)動能的(de)內涵式發(fa)展(zhan)轉變，努力(li)(li)建(jian)設(she)成(cheng)為(wei)(wei)行(xing)(xing)(xing)(xing)(xing)業(ye)(ye)(ye)領先(xian)的(de)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)卡(ka)(ka)(ka)(ka)(ka)品(pin)(pin)(pin)(pin)(pin)牌(pai)(pai)。